
HOUSING & FINANCIAL EMPOWERMENT
PROGRAMMING & SERVICES
overview
Access to safe, habitable, and affordable housing is more than a basic need -- it is a human right.
The Urban League of Metropolitan Seattle’s Housing & Financial Empowerment department offers a wide range of programs and services designed to address housing needs, financial literacy barriers, and access to basic economic resources in low-income and otherwise vulnerable communities.
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Department Yearly Average
Our Housing Team
BACKGROUND
The Housing & Financial Empowerment department consists of five teams: homeless outreach, housing counseling, financial literacy, veterans outreach, and rental assistance.
The HUD Housing Counseling Program supports the delivery of a wide variety of housing counseling services to homebuyers, homeowners, low to moderate income renters, and the homeless. ULMS is a HUD-Approved agency, meaning we have been certified as meeting HUD’s extensive review process, including having a history of serving housing needs, approved education content and methods, and meeting all other standards that HUD requires. Housing counselors can become HUD-Certified by successfully passing HUD Counselor Certification tests to ensure the quality of each client’s experience by testing their knowledge and skills.
Because ULMS is HUD-Approved agency in the state of Washington, we can actively provide training to our housing department (and other qualifying local agency staffs) to assist them in preparing for and passing the exam. This includes twice weekly training sessions and one-on-one assistance with all six of the exam modules.
As of October 2022, more than 25 ULMS staff and team members from other local agencies who participated in our training have successfully passed the HUD exam and become HUD Certified Housing Counselors!
The Urban League of Metropolitan Seattle’s (ULMS) Outreach and Engagement Street- team provides the support that homeless individuals and families need to successfully transition from living on the street to thriving in permanent homes of their own.
This includes lunch or meal vouchers; toiletries & hygiene supplies; referrals to social services and housing assistance programs, education opportunities for youth and adults, workforce development assistance, linkage to interim housing partners, assistance with housing applications; as well as expert advice and assistance toward a path of permanent safe housing and stability.
The ULMS Street Team operates with the philosophy that nearly every individual has the potential to make good choices for themselves when provided with gentle guidance, support and opportunities.
Affordable Housing
Housing Instability Programs & Special Projects
The Urban League of Metropolitan Seattle is committed to creating community-driven development projects that enhance neighborhood infrastructure, safety, and vibrancy.
Our goal is to partner with developers and government agencies to increase the availability of affordable housing units, youth and adult shelters, transitional housing, low-moderate income housing, permanent supportive housing, workforce housing, and homeownership support opportunities.
Click below to learn more about ULMS affordable housing projects & programs!
homeownership
Homebuyer Education Workshops
The WA State Housing Finance Commision requires that all homeownership loan applicants (regardless of the type of loan) complete a five-hour Housing Education Seminar in order to begin the loan process. The ULMS Homebuyer Eudcation Workshop fulfills this requirement.
homeownership
Eviction Prevention & Rental Assistance
ULMS serves as a liaison between United Way King County and the community to prevent eviction and homelessness by providing emergency rental assistance for families that meet UWKC eligibility requirements.
SERVICES
Mortgage Intervention Services
The Urban League of Metropolitan Seattle offers a variety of mortgage intervention counseling services including foreclosure prevention, mortgage delinquency, mortgage counseling (not delinquent), delinquent property taxes/HOA and more.
To get started with mortgage intervention services, please click the button below to download an application and submit your completed application to mortgage@urbanleague.org.
Start an application below!
homeownership
Black Home Initiative
Black Home Initiative (BHI) is a new a regional effort that seeks to target the racial inequities at the core of the housing ecosystem in an effort to increase homeownership among Black households.
homeownership
WSHFC Covenant Homeownership Program
To combat the history of housing discrimination, the Covenant Homeownership Program provides down payment and closing cost assistance for first-time homebuyers in the form of a loan, secondary to the primary mortgage loan.